A specialist Mid and High Net Worth underwriting agency based in Worcestershire focused on exceptional service to brokers and individuals. Our collective vision is to bring the traditional and innovative together. We have over 150 collective years of underwriting expertise in this field and truly understand the need to be flexible and provide bespoke solutions for our clients.

Horizon (UW) Limited is registered in England and Wales under company number 09259292 at The Mill House, Boundary Road, Loudwater, High Wycombe, HP10 9QN and is authorised and regulated by the Financial Conduct Authority, registration 715633.

It’s Time for change

Horizon is redefining how Insurance is perceived
Who We Are

Our People

People - Values - Careers
Our People and Values

Our people really are at the heart of everything we do therefore we provide an embracing and inclusive environment. We encourage our employees to problem solve and think outside the box, invoking responsibility and a ‘can do’ attitude. We have set ourselves up this way as the market requires truly bespoke service. Through our culture we create truly exceptional people, ensuring that service values are at the heart of everything we do.


Do you have a proven track record in the MNW & HNW sectors or are you interested in forging a career in this area? At Horizon we provide excellent benefits and a full training platform. Our people really are at the core of everything that Horizon stands for: personality is natural but knowledge and skills can be learnt. If you would like to know more please send your CV and a covering letter to Mike Webley at mike@horizonuw.co.uk.

Horizon Executive Team

Richard Pexton, our company principal, is well known within the Lloyd’s market, having spent 40 years in underwriting and senior management. He has a proven track record of starting and growing insurance businesses, having led the start-up of four Managing General Agencies, listing a Lloyd’s Managing Agency, and been Chief Executive Officer of two Lloyd’s quoted companies. Richard is a keen sports fan and enjoys playing golf, fly-fishing and travel. He lives in London with his wife and two children.

Mike has been working in insurance for over 20 years, the vast majority in the HNW arena. He started as an insurance consultant at A-Plan Insurance; early on a flair for the larger cases was apparent and he joined Oak Underwriting after 5 years. Whilst at Oak Mike built their family fleet product and enjoyed success and profitability within this market. More recently Mike spent a year with Sterling as a Regional Development Manager looking after the West Midlands panel. Mike has national responsibility for Broker Development within Horizon so if you are a broker and interested in learning more about what Horizon can offer please contact Mike:

T: 07981 455671
E: mike@horizonuw.co.uk

On a personal level Mike is a keen sportsman (watcher not participant – the body aches more each year!). He is also a self-confessed petrol head. Mike lives in the Cotswolds close to Horizon’s head office.

Wendy is our Underwriting Director and is responsible for driving forward the underwriting capability of Horizon. Working closely with our highly-experienced team, our focus is to deliver a first-class service and policies that meet the individual needs of our ever-diverse and growing client base.

Wendy has a 20-year pedigree in insurance, working across both HNW and Commercial disciplines in the Lloyds market and the Regional space. Her work has included running a significant branch of a Grade A+ insurer whilst simultaneously and uniquely holding dual HNW and Commercial licenses for the UK arm of the firm.

Wendy lives in Warwickshire with her family, enjoying art, walking and yoga when a busy life allows it!

Paul is our Finance director and has been in the High Net Worth market for 20 years operating at board level for 15 years. He is responsible for all finance, IT and regulatory matters. In his spare time, Paul enjoys walking and spending time in his local countryside alongside collecting and drinking his fine wine collection.

” We bring together traditional service values and modern trading techniques so that we can provide a unique and exceptional service for our clients and business partners.”

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